BMW
Car Finance

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No impact on your credit score
Rates from 7.9% APR. Representative APR 20.7%
Car Loans | CarFinance 247
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Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 20.7%, an annual interest rate of 20.7% (Fixed) and a deposit of £0.00, the amount payable would be £168.48 per month, with a total cost of credit of £3,608.67 and a total amount payable of £10,108.67.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Can I get car finance for a used BMW car with CarFinance 247?

Yes - we can look to find finance for all types of used cars – including BMWs.

Start with our free online car finance calculator to get an estimate of the repayments you could need to pay for the used BMW of your dreams.

If you have your heart set on a particular model, it’s a good idea to start by working out your budget and how much you can afford to spend based on your personal circumstances. Then simply input how much you’d like to borrow and how long you’d like to pay it back, and the car finance calculator will do the rest.

Give it a try today – even if you’ve been refused elsewhere.

Why should I choose to get finance on a used BMW?

BMW is one of the world’s most well-known prestige car brands.  

If you’re the kind of driver who loves getting behind the wheel, then BMW could be the manufacturer for you. Think quality German engineering, solid performance, effortless style and a little bit of luxury.

And with BMW’s range, there really is something for everyone. You could choose between a traditional touring estate car like the BMW Series 3 or 5, a hatchback like the Gran Turismo, or a fastback like the Gran Coupé.

Recently, BMW has been all about combining technology and fuel efficiency with its trademark elegance. Check out the sleek and sporty Z4 roadster or the flagship BMW X7 SUV to see how well they’ve done.

Eco-friendly buyers haven’t been forgotten either. BMW has recently launched a range of electric and hybrid models that include the BMW i3 and 330e.

Can I apply for finance for a BMW even if I’ve been turned down elsewhere?

Yes, you can.

We know that credit scores come in all shapes and sizes and bad credit ratings can happen.

A lot of things can have an adverse effect on your credit rating – including County Court Judgements (CCJs), Individual Voluntary Arrangements (IVAs), mortgage arrears, or late payments.

We understand that these things happen – and think that having a less-than-perfect credit score shouldn’t mean that you have to give up on getting finance for the car you want. 

Even if you’ve struggled to get car finance in the past or been refused elsewhere, we can look help you find car finance that is right for you.

Why come to us to finance a used BMW?

For us, used car finance is all about helping people improve their everyday lives.

Whether it’s sorting out the school run, getting that big boot for the big shop, or just a car you’re proud to park outside the office, we work to get the right deal for you.

With our panel of lenders, we can look to find loans for people with good credit, bad credit, and somewhere-in-between credit.

Plus, you’ll have a dedicated account manager on hand to help you through the process.

What’s next? How to apply for used BMW car finance

Whether you’re looking for a used Series 3 on PCP or a BMW i3 on HP, we could help!

It starts with a quote. If you’re approved in principle, your account manager will give you a call to talk through your options. No strings attached. They can answer any questions you have and grant you access to our car search – a treasure trove of over 130,000 used cars (including BMWs) ready and waiting to find a home. Found a car somewhere else? We can still help – just let your account manager know.

Ready to start?

Applying with us only takes a couple of minutes and won't affect your credit score

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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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