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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Van Finance
& Loans

Car Loans | CarFinance 247
Get my quote Rates from 9.9% APR. Representative APR 15.9%
CarFinance 247 is a credit broker, not a lender.
Car Loans | CarFinance 247

Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £12,000 over 5 years with a representative APR of 15.9%, an annual interest rate of 15.9% (Fixed) and a deposit of £0.00, the amount payable would be £284.52 per month, with a total cost of credit of £5,070.92 and a total amount payable of £17,070.92

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

By planting a tree for every car finance agreement issued to one of our customers, CarFinance 247 is driving towards a more sustainable future.

Are you looking for van finance but finding it hard to find a suitable deal? We're here to help.

At Car Finance 247, we believe in breaking down the barriers to van ownership that crop up for many drivers, making the process of getting a decent van finance deal as easy as possible. 

Rather than choosing your vehicle and then arranging a finance agreement, we've decided to turn the finance industry on its head. Instead, you can make sure you get the right deal before sourcing your van, leaving you safe in the knowledge that you'll be able to find the right loan for your needs.

Of course, finance can never be guaranteed, but we promise we'll do our best to find the perfect van leasing deal from our broad panel of lenders. You'll also be paired with a dedicated account manager, who can help you through the process with ease.

Ready to find your new van? Just click the 'Get my quote' button and we'll get started!

Types of van finance

Looking for a van on finance? You’ve come to the right place.

Whether you’re looking for a commercial van or self-employed and need a vehicle for work, there are several types of van finance available:

  • HP (Hire Purchase) - With Hire Purchase, you hire your van from your lender, owning your vehicle once the monthly payments have been made. You’ll own your van at the end of your agreement, although this can make your monthly installments slightly higher than other forms of finance.

  • PCP (Personal Contract Purchase) - Personal Contract Purchase is slightly different to Hire Purchase. Whilst you’ll still pay a set amount per month, you’ll also have the option of returning your van at the end of your contract. If you’d like to keep your vehicle, you’ll need to pay a balloon payment when your deal terminates.

  • Personal loans - When you take out a personal loan, you borrow a set amount of money against your van. You may not need to pay a deposit, but your monthly payments could change each month depending on the current interest rate. At the moment, we don’t work with lenders that offer personal loans.

Hire Purchase and Personal Contract Purchase tend to be the most popular finance options, although it's important to understand the differences before committing. 

If you're thinking of buying a new van, our How to Choose the Right Van for You blog may be of use. Alternatively, if you think you’re ready to get started, just click the ‘Get my quote’ button and we’ll get the ball rolling.

Van finance for self-employed

If you’re self-employed and looking for van finance, we could help! Thanks to our panel of lenders, we can help people with a variety of different employment circumstances find the best deal for them. This includes temporary, part-time, and agency workers too.

Why come to us?

For us, vehicle finance is all about helping people improve their everyday lives.

Whether it’s getting a new van for work, play or every day, we’ll find you the best deal from our panel of lenders.

We can look to find finance for people with a range of circumstances and you’ll have a dedicated account manager on hand to help you through the process.

What’s next? How to apply

Whether you’re looking for a Ford Transit, Renault Traffic, or a VW Transporter, we could help!

It all starts with a quote. If you’re approved in principle, your account manager will give you a call to talk through your options. No strings attached. They can answer any questions you have and give you access to our vehicle search. Found a van elsewhere? We can still help – just let your account manager know.

Why should I finance my van instead of buying it outright?

There are many reasons why you might want to use a finance company for your new van, rather than paying for it outright. Of course, this is something that will depend largely on your current circumstances. 

However, the most common reasons for taking out a finance deal over purchasing your van include:

  • The cost of your van can be spread out into manageable monthly payments, instead of paying for it all at once
  • If you want to change your vehicle at regular intervals, a finance agreement may be more suitable, allowing you to enjoy a new van every few years
  • When using PCP, there is no commitment to ownership
  • Options for no deposit finance exist, so you may not need to place a down payment at the start of your van leasing period.
  • Using a dedicated finance company like Car Finance 247 can help to make the process much easier, taking the hassle out of your hands

Find out more in our Choosing car finance vs buying a car outright blog.

If financing a van is preferable to paying for it outright, you can see how much you could pay by getting a quote here.

Tips for buying a secondhand van

If you want to buy a used van, there are some things you may need to look out for before committing. If you're purchasing a secondhand vehicle, some wear and tear should be expected, depending on the age of the van.

However, to keep your maintenance bill as low as possible, you should also carry out a thorough inspection of your chosen vehicle. Some garages offer inspection services, so even if you're not mechanically minded, you may be able to hire someone to do the job for you.

However, there are a few things you can check yourself before committing to a van finance deal:

  • Go under the bonnet to check the fluid levels for your windscreen washer fluid, oil, brake fluid and coolant
  • Test drive your preferred vehicle and listen for any unusual noises which could indicate a fault
  • Check the exterior and interior of your vehicle thoroughly, including tyre tread, faulty electrics, paintwork scratches and chips, rust, upholstery rips and other signs of damage.
  • Check the van's previous history. You can view previous MOT information for free online on the government's MOT history webpage. You should also consider checking the previous service history of the vehicle, as well as the number of owners and the V5C registration form.

Whilst these actions won't necessarily ensure your van is risk-free, they will help to reduce the likelihood of a fault occurring after purchase. Find out more by viewing our used car buying checklist.

Van finance made easy with Car Finance 247

Whether you want van finance for your business or you'd just like something more roomy for transporting luggage, Car Finance 247 is here to help. 

It all starts with a quote.

Once you're approved in principle, your dedicated account manager will get in touch to guide you through the process and try and secure the perfect van leasing deal for your needs. It doesn't matter whether you're new to the world of finance deals or if you're an old hand - our commitment to customer service ensures we'll always do our best to help you.

Not sure which van you'd like to drive away in? You'll get access to our used vehicle search when using our services, giving you greater choice over your finance options. And if you already have a particular van in mind, that's absolutely fine too. Just let your account manager know which vehicle you'd like, and they'll get you started in no time.

It's easy enough to see your finance options by clicking the 'Get my quote' button. And if you feel you need more help first, please get in touch with our expert team here.

Frequently asked questions

Yes! At CarFinance 247, we work with a panel of lenders and several of them can offer used van finance options. Lenders may have restrictions on the age and mileage of vans that they’re willing to finance, but your account manager will be able to explain these to you and help you find the right van for you.


Yes, you can finance a van for commercial use. Your dedicated account manager can help you find a van that’s suitable for your work, whether you need something big enough to contain all your equipment or nimble enough to navigate winding country roads.


When you decide to work with Car Finance 247, it all starts with a quote

Once we’ve received your application, we’ll speak to our vast panel of lenders to source the best deal for your needs. We’ll then create an approval in principle, before your account manager contacts you to discuss the next steps. Your account manager will take care of all the admin and paperwork, as well as negotiate with your vehicle dealer on your behalf, making the process as easy as possible.

If you’ve already found the perfect van, we can start work immediately. Otherwise, you can choose from our used vehicle search to find something that suits your needs. Find out more about the van financing process here.


No, you don’t necessarily need to put down a deposit. If you don’t have a lump sum saved or a part-exchange, we can help you find a no deposit van finance option.


At CarFinance 247, we work with lenders than can finance amounts between £2,000 and £100,000.


At CarFinance 247, we can help you find finance for a used van, but we don’t offer finance for brand new vehicles. We work with a panel of lenders and some of them do set requirements on a van’s age or mileage. Typically, they are unable to finance vans that will be more than 14 years old at the end of the agreement and with more 120,000 miles on the clock.


You can apply for finance if you’re over 18 years old and have a minimum of three years’ address history in the UK.


Here at CarFinance 247, we work with a panel of lenders, which means we can help you find finance for a range of different vehicles, including cars, vans, motorbikes, caravans, and taxis.


If you have a van with outstanding finance left to pay, you might be able to get a new one. We work with a panel of lenders and some of them can offer refinancing loans. When you refinance, you’ll take out a new deal and settle your current finance with a one-off payment. Depending on the agreement, this payment could be covered by the new lender or incorporated into your new loan amount.


The paperwork that you’ll need to support your van finance application will depend on the lender that approves you in principle but, in general, they’ll ask to see:

  • Proof of driving licence
  • Proof of income
  • Proof of address

Your account manager will let you know if your lender does need any additional paperwork and can sort all the admin for you.


Depending on the type of borrower you are, financing a van could have either a negative or a positive impact on your credit score. When you take out a new finance agreement, you are technically adding debt to your file, so you may see a drop on your credit report at first.

However, if you manage to keep up with your monthly payments, you may actually improve your credit report, as you can prove to future lenders that you’re able to pay off your debts. This factor works in reverse too - if you fail to keep up with your repayments, your credit score may drop, limiting your finance options in the future.

If you’d like to conduct a free credit check before getting started, please view our dedicated page. You can also find out more about our bad credit finance options here.


This question is tricky to answer, as it’s something that depends largely on your circumstances. However, a deposit of at least 10% is usually considered good, and the more you put down, the lower your monthly repayments will be. A larger deposit could even result in a shorter van finance deal, which may be beneficial if you’d like to change vehicles sooner rather than later.

However, we also offer no deposit van finance, so if you’re not able to put much money down at the moment, we may still be able to help you.


If you have a poor credit score, you may find yourself feeling concerned about your chances of getting a suitable finance agreement. The good news is that at Car Finance 247, we have a broad panel of lenders, some of whom can offer finance deals for people with bad credit.

Whilst we can’t guarantee a deal, there’s no harm in getting a quote. We also offer van finance for people who have previously been refused elsewhere - find out more on our dedicated Refused Car Finance page.


The answer to this question will depend on your own personal circumstances, but for many people, finance is the most suitable option. If you already have the money for your chosen vehicle in the bank, paying for it outright could be cheaper in the long run.

However, if you don’t have the money saved or you’d prefer not to spend it all on your new van, taking out a finance deal could be the ideal solution. If you’re the sort of person who likes driving a different vehicle every few years, you may also find that a finance agreement is more suitable for your needs.


You may find that your van finance is tax deductible, depending on why you want to drive a van. Business vehicles can qualify for capital allowances, enabling you to deduct some of the value from your profits before you pay tax.

If you’re classed as self-employed, you may be able to claim for allowable business expenses for things such as:

  • Van insurance
  • Fuel
  • Parking charges
  • Repairs, services and maintenance charges
  • Vehicle licence fees
  • Hire charges

To find out more about using your van for business purposes, please read our Should I Buy or Lease a Car for Business blog.


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* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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